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SMART has been featured in more than 130 publications with over 85 million viewers. See what everyone is talking about!

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"In SMART Retirement, Zagula describes the Strategic Movement Around Retirement Taxation®, a retirement planning process known as SMART retirement. These techniques—developed by the author—aim to achieve the greatest net after-tax retirement income possible by limiting postretirement taxation and building a retirement plan"


SMART Retirement Book

Discover the Strategic Movement Around Retirement Taxation®

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The SMART Retirement book and planning process ensures that your advisors, planners, wealth managers, life agents and other professionals understand the unique methods of tax diversification and actuarial arbitrage that can transform your retirement.


Here are the secrets your SMART-trained advisor will share with you:

How to use tax arbitrage to dramatically increase your retirement income without risk.

Ways to reduce the amount of money you give to the IRS during retirement.

How Warren Buffet continues to grow his wealth through an actuarial concept called float and how you can integrate a similar approach in your personal finances.

The three dates that forever changed the face and future of the American retirement system and how to use this knowledge to protect your money.

Why rate of return is Wall Street's half-truth and how they use misleading math to sell you.

The banker's best math trick and how to stop it from costing you a comfortable retirement.

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